Important Things to Remember for 2012-2013
Rusk ISD Cafeteria plan year is September 1, 2012 through August 31, 2013.
National Benefit Services (NBS) will be the NEW medical reimbursement account company for Rusk ISD beginning on 9/1/2012.
The MGM Flex Card that you currently have will expire on 8/31/2012. NBS will pay claims incurred last plan year but submitted after 9/1/2012. Do not file claims with MGM after 8/31/2012. The new “NBS Flex” Card will be sent to your home address 2 to 3 weeks after the first of September 2012, if you have updated your address in the system. The fee for the flex card is $1.50 per month. Once you receive the NBS Flex Card, do not throw it away. The card is good for 3 years and can be reloaded with your new election every year.
Flex accounts are “USE IT OR LOSE IT.” Plan your contributions carefully! Always save your receipts. You will need them should you be audited or for documentation.
Enrollment is required every year for the Flex Plans, as this benefit does not “rollover”.
The Humana/CompBenefits Dental plan will have a rate reduction this year. To view the rates, click on Benefit & Forms / Dental.
Block Vision is the vision plan provider for 9/1/2012. The plan will not have an increase this year. To view the rates, click on Benefit & Forms / Vision.
The Unum Disability plan is the Educator Select Income Protection Plan. During the annual enrollment period, employees can increase or add disability coverage without providing evidence of insurability! New coverage amounts or changes are subject to pre-existing condition limitations. See plan information under the Benefit & Forms link for details on plan options and benefit changes.
Hartford Life is the Voluntary Term Life and Dependent Term Life carrier effective 9/1/2012. Amounts over $150,000 will require Evidence of Insurability applications. If electing coverage for the first time, Evidence of Insurability will be required. Electing coverage for your Spouse, for the first time or coverage increases, will require Evidence of Insurability.
Hartford AD&D - You can purchase accidental death and dismemberment insurance in the amounts of $10,000 to $500,000 (maximum of 10x’s your annual salary). See plan information under the Benefits & Forms link for details on plan options and benefit changes.
Health Savings Accounts are available to participate in if you have taken a high deductible medical plan for yourself or your family. For more information on the H S A plan, see plan information under Benefits & Forms link.
PLAN OFFERINGS TO RUSK ISD EMPLOYEES INCLUDE:
Humana/CompBenefits Dental ~ Block Vision ~
Unum Educator Plan Disability ~ Philadelphia American (formerly CSO) Cancer ~ Hartford Term Life and AD&D ~ Flexible Spending Accounts ~
Health Savings Accounts.
Please return any applications for coverage to Kay Gresham at the Rusk ISD Benefits Office. All benefits will be offered on a 9/1 effective date basis (pending applicable applications for life and cancer plans.) |
